Do you sometimes wonder how much money is left in your bank account or do you seem to procrastinate this simple task? It is very common for people with a savings account to not maintai a regular accounting system in the fear they might fail in this task. Checking your PNB Balance Check Number will not only help you cover your bills for the next month but it is one of the great ways to stay on top of your finances and make sure you are not overspending. In this post, we will educate you how to check your bank account balance using Bank Balance Check Number and why it is important in the first place.
Let’s start with offline mode:
Individuals who do not have a smartphone or an internet connection can check their balance using the following methods.
Method #1: To find out your bank balance, use the missed call option.
Knowing your Bank Balance Check Number is a straightforward method for checking your bank balance without the use of an internet connection. Banks provide balance updates when a customer makes a missed call using their registered mobile number. However, one must remember you will only be able to get balance updates from the bank if your phone number is registered with the bank. To make a missed call and receive an SMS, the number must be functioning. Dial the 10-digit phone number that your bank has issued to you. Your call will be ended after 2-3 rings, and you will receive a message displaying your bank balance and a summary of the previous 5 transactions. If your phone number is not registered with the bank, you will receive an SMS telling you the same.
Method No. 2: For your bank account balance, dial *99#:
*99# is also known as a USSD code, and it has nothing to do with any mobile network service provider or bank. NPCI developed this service to provide consumers with easy access to their bank accounts. The following are how to check your PNB Balance Check Number using USSD *99#:
- Enter *99# into your phone.
- Select the PNB Balance Check Number option from the list that appears on your screen.
- Then enter the three-letter name of your bank or the first four letters of your IFSC code.
Note: It should be noted that this service is useful for those who do not have access to the Internet. When using this coupon, there are no hidden fees or roaming charges. The best thing is that you don’t have to install any apps or enable any services on your phone.
Method 3: Make use of an ATM:
You can also check your account balance at ATMs. Simply go to any ATM and follow the steps outlined below:
- Insert your debit card here.
- Enter your four-digit PIN code.
- Select the option for a balance inquiry.
- Your account balance will be displayed on the given screen. You should use your bank’s ATM because using another ATM may result in fees.
Method 3: Send a text message: Another handy way to check your balance is by SMS. If you checked the option for SMS notifications while creating a new account, you will receive balance updates as well as the amount credited or debited for each transaction. Other details, such as passwords or usernames, are not necessary. If you haven’t already, go to a bank branch and request an SMS option, followed by a form to get updates.
Method of monitoring your bank balance online
1. UPI and other banking apps: Nowadays, the most convenient and simple way to check your balance is through UPI and other financial apps rather than through Bank Balance Check Number. If you have many bank accounts and don’t want to install multiple apps, you may simply use a UPI app. Follow the steps below to check your bank balance using UPI.
Step 1: Get any UPI app and install it.
Step 2: Make sure the mobile device is updated enough to open the UPI software and has a registered mobile phone sim that is active and has enough balance to send an SMS.
Step 3: When you open the program, you will be prompted to input the name of the bank with which you have an account and your registered mobile number. This will initiate the registration process, and the application you’re using will send an SMS to authenticate your phone number.
Step 5: After successful verification, the UPI will prompt you to generate a UPI pin (not an ATM card pin) and provide you with a UPI id.
Step 6: Create a UPI pin to finish the registration process.
Select ‘check account balance’ to view your balance. When you input your UPI pin, the balance is automatically shown without the requirement for a Bank Balance Check Number. There is no charge to check.
So we are saying,
This is why it is suggested to check the balance in your bank account on a regular basis or keep Bank Balance Check Number with you for determining how much you are spending and track it against your monthly budget. Regular expense tracking will assist you in gaining control of your spending.
Most of us have automated payments for bills, investments through SIM, EMIs, and if your account doesn’t have a balance in it or you don’t know PNB Balance Check Number, the transaction might bounce back. Checking your bank account guarantees that your account has a sufficient balance so that debits for utility payments, SIPs, and EMIs do not bounce back on the due date. Moreover, with an increase in cyber fraud, monitoring your bank balance on a frequent basis will help you spot any unauthorized or fraudulent debits in your bank account. When you identify such transactions, you can take corrective action right away. Banks charge a penalty if you fail to maintain the specified minimum amount in your bank account. You can verify the balance being maintained for the current period online and take corrective action if you fall short of the required minimum balance.